Travel Protection FAQs
Click here for a copy of the Product Flyer
Click here for a copy of the Policy
coverage includes:
  • Trip Cancellation
  • Trip Interruption
  • Travel Delay
  • Emergency Medical Expense
  • Baggage Delay
Last updated: 04.24
Plan Overview:

Travel Protection Plan - Schedule of Benefits

Benefits Maximum Limit per Person, Up to:
Trip Cancellation 100% of trip cost
Frequent Traveler Benefit $200
Trip Interruption 100% of Trip Cost
Travel Delay $400 after 6 hours ($200 daily limit)
Missed Connection $200 after 3 hours
Baggage & Personal Effects $500
Baggage Delay $250 after 24 hours
Emergency Medical Expense $5,000 ($250 deductible)
Emergency Dental Expense1 $500
Emergency Evacuation & Repatriation n/a
Accidental Death & Dismemberment $10,000
AD&D Common Carrier Air Only n/a
Exposure & Disappearance $10,000
Travel Assistance Services2 Included
1 The following states have a $50 deductible: CT, IN, KS, MO, MT, NY, VT, WA
2 Travel Assistance services provided by the designated provider listed in the Policy
Click here for a copy of the Product Flyer
Click here for a copy of the Policy
coverage includes:
  • Trip Cancellation
  • Trip Interruption
  • Travel Delay
  • Emergency Medical Expense
  • Baggage Delay
Last updated: 04.24
Plan Overview:

Travel Protection Plan - Schedule of Benefits

Benefits Maximum Limit per Person, Up to:
Trip Cancellation 100% of trip cost
Frequent Traveler Benefit $200
Trip Interruption 100% of Trip Cost
Travel Delay $750 after 6 hours ($300 daily limit)
Missed Connection $200 after 3 hours
Baggage & Personal Effects $1000
Baggage Delay $500 after 24 hours
Emergency Medical Expense $10,000 ($500 deductible)
Emergency Dental Expense1 $500
Emergency Evacuation & Repatriation $100,000
Accidental Death & Dismemberment $10,000
Exposure & Disappearance $10,000
Accidental Death for Air Travel2 $100,000
Travel Assistance Services3 Included
1 The following states have a $50 deductible: CT, IN, KS, MO, MT, NY, VT, WA
2 Up to $50,000 for residents of NH
3 Travel Assistance services provided by the designated provider listed in the Policy
For benefit questions, requests
or Customer Service call:



Toll Free
1-844-808-5952

To file a claim on an existing travel protection plan, please visit travelexinsurance.com.


Frequently Asked Questions
Question: What trip costs can be insured?
Answer: Trip costs can include travel arrangements booked through this website and do not include arrangements made outside or independently of this website.
Question: Why should a traveler buy travel protection?
Answer: A travel protection plan gives travelers coverage for many unforeseen events, from a cancelled flight to a serious illness or, in rare cases, a terrorist incident or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they may lose money invested in nonrefundable pre-payments. If a traveler is injured or becomes sick on a trip, they may incur emergency medical expenses that may not be covered by regular health insurance. A travel protection plan can help reimburse these costs.
Question: How does trip cancellation and interruption coverage work?
Answer: It reimburses for forfeited, nonrefundable, unused trip costs if the traveler must cancel or interrupt their trip due to a covered reason.
Question: Is the financial insolvency of an airline, cruise line or tour operator covered?
Answer: Coverage is available if the insolvency of the supplier occurs at least 14 days following the effective date. The plan must be purchased within 15 days of initial trip deposit to be eligible for this covered reason.
Question: What happens if a traveler must cancel their vacation for a covered reason?
Answer: Often a traveler will lose nonrefundable deposits and prepayments that can add up to hundreds or even thousands of dollars. A travel protection plan can provide trip cancellation coverage for the traveler's vacation investment and reimburse the traveler for pre-paid, nonrefundable trip costs due to a covered loss.
Question: What other coverage is typically included in a travel protection plan?
Answer: In addition to trip cancellation and interruption, travel protection plans available today may also reimburse for emergency medical expenses and emergency medical transportation, when ordered by a doctor, to the nearest adequate medical facility.